Just Thursday

Outside my window.. sunny, hardly a cloud in the sky at 82 degrees
Today I feel.. tired and cranky
I miss.. my family. Always.
I am thankful.. for our Excel budget! Despite  getting $100 (dollars) less than expected in my monthly bonus, giving yet another $350 for post-wedding immigration paperwork and spending another $250 at the doctor, in the month of March we still managed to:
  • Have an amazing bday weekend for Jorge
  • set aside $100 for my bday next month
  • set aside $100 for a wedding present IN JULY (we are so far ahead of this game!)
  • spend $120 this weekend in Chabihau (totally worth it)
  • pre-stock up on tons of stuff at Sams Club, like 1 year of garbage bags and 3 months of dog food
  • SAVE $130!!!!
Take THAT, stupid unforeseen expenses!!! I win 🙂
Tomorrow I am going.. to the gym, then… I dunno.
I am wearing.. my work uniform.
I wish.. I didn’t have to work on Saturday mornings.
My schedule this week[end] includes.. work, relax, work, gym, work… and that’s about it 🙂
I need to start.. setting up our living room. We have an adorable house, but right now it just looks awful. Gotta paint some walls, hang some artwork (we have awesome artwork sitting in our storage room at the moment), make the backyard dog-friendly (so they’ll stay outside while we’re away and not ruin my furniture), get a pretty tablecloth to cover up the plastic Walmart table, and move the TV downstairs to the living room.
I am reading.. The Ugly American
I am working on.. losing weight! Still going strong at the gym, and people are commenting every day on my weight loss.
I am hoping.. for nice weather this weekend. So far, so good!
I bet you didn’t know.. that our dog Konan is the only one who knows a trick. She can “shake paws”. However, since we always reward her with petting and pats on the back when she does it, she has now started coming up to us and putting her paw in the air whenever she wants to be petted. Last night, she tried to “shake paws” with my foot. Her attempts were unsuccessful.


This weekend.. I’m getting together with KfromMichigan for dinner Saturday night! So excited

 

 

I’m considering doing an end-of-the-month post every month on how our budget went. I know it’s not really Cancun-related, but it might be nice for me to write out our successes and failures minor setbacks. What do ya’ll think? Yay? Nay?

Reader Advice: Saving vs Education?

Normally I try to keep this a bit more of a cultural blog, but hey… it’s a personal blog too, right?

Jorge and I have been thinking a ton about finances lately. Now that we’re done paying for the wedding, Christmas, and basic furniture (mostly), we can finally start saving up some serious cash. I’ve been waiting for this opportunity for a year. We even set up an Excel sheet for our budget! We’re so proud.

One thing I’ve been dying to get involved in for as long as I can remember is real estate. My parents have always loved houses, and I think they passed that love down to me (and my sister). 7 months ago I was almost more excited for apartment hunting than I was for my wedding. For the last 4 months I’ve been obsessive about House Hunters International (showing on Mondays, Wednesdays and Fridays). I even find myself looking at houses for sale, even when I don’t have the money to buy one… I just love learning what houses look like in different cities, and what you can get for your money in different areas.

That being said, I have never, ever had even the least attraction toward being a real estate agent. Can’t say why not. What I would love to get into someday is real estate investment… which I know nothing about (except what I’ve learned from House Hunters International, of course).

Where is all this going?

Jorge recently read the book Rich Dad Poor Dad, and one of the points that stood out the most to him was that if you ever have the opportunity to take a course in finances or whatever field you want to work in, TAKE IT. And who can say no to this guy…

Interestingly, Jorge and I were just talking about this last night. He said, “If you really want to get involved in real estate investment, you should take a class! You’d save tons of money in the future by doing more things yourself. If we hear about a real estate course, you’re taking it.” I said sure! ( I suspect he’s tired of me obsessing over houses without making some money from it.)

Little did I know last night that I would get an e-mail from my university just this morning, offering… guess what? A 3-month course and diploma in basic real estate. The timing was uncanny. It was a message from God.

Problem? The money we were so excited about saving up in January and February would go straight to paying for this course. Most of the savings would be gone before I could even get my hands on them. So… no big saving until March. *sigh*

Also, I have no short term plans to get involved in real estate! This would be something a few years into my future.

AND, we’re getting our Mexican marriage license next month (February 14! Valentine’s Day!), which involves paying a few hundred dollars to immigration.

Jorge and I have a lot of talking and number-crunching to do tonight. I’d love to take advantage of this opportunity, but I’m not sure if it’s something that should wait.

So… should I take a great opportunity to improve my knowledge in my desired future field now, or slow down and start saving up some money this month so I can actually have money to invest with?

Any advice, warnings, scolding, etc… I’d love to get some comments from you!